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Consumer Decision Files

For The Home

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Budget Management

Lowering Your Bills

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Budget Management Papers

FREE budgeting downloads without user registration - simply click and take

Family Budgeting Worksheet

This budgeting worksheet allows you to setup a budgeting plan using your PC. The worksheet has tabs for individual months that tally up to the annual tab for an overall view of your budgeting position.

The budgeting worksheet help you to budget the following items:

  • family income
  • housing expenses
  • transportation expenses
  • family care expenses
  • living expenses
  • recreation expenses
  • debt obligations
  • savings

Reference links are listed on the worksheet that connects to our "Lower Your Bills" section for tips on reducing monthly costs.

The worksheet references our site at: www.SayGoodCredit.com

File Type: excel worksheet

 

Budgeting Worksheet

Budgeting Plan (Paper Format)

For those who prefer a simple paper budgeting form, you can download this PDF file with the following budgeting sections:

  • family income
  • housing expenses
  • transportation expenses
  • family care expenses
  • living expenses
  • recreation expenses
  • debt obligations
  • savings

The budgeting plan references our site at: www.SayGoodCredit.com

File Type: pdf

 

Credit Scoring

College Budgeting Worksheet

Parents should sit down with the college-bound children and develop a budgeting spending plan for the upcoming academic year. The budget will help students understand the concepts of money and ways to reduce unnecessary expenses.

The college budgeting worksheet looks at financial aid options, the estimated costs of education, and then runs a cash position so that you know when your student may run out of money. The worksheet also provides space for listing aid sources that can be used for following years when funds are needed for education.

The worksheet references our site at: www.SayStudent.com

File Type: excel worksheet

 

Budgeting Worksheet

Loan Calculators Spreadsheet

Have this loan calculators handy anytime you want to calculate monthly payments, compare two or more loans, estimate your debt payoff options, understand your debt ratio, plus run amortization figures. There are 12 nifty calculators all indexed on an excel spreadsheet that you can download FREE to your desktop.

File Type: excel worksheet

 

Loan Calculators