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Consumer Decision Files

For The Home

For Education and College

For Consumer Financing

Home Mortgage

Home Refinancing

Home Equity

Debt Relief

Student Lending

Auto Financing

Credit Cards

For Money Management

For Discount Shopping

For Travel and Vacation

For Achieving Success

Debt Relief Papers

FREE debt relief downloads without user registration - simply click and take

Debt Management Map

A quick 1-Page map that summarizes your credit - debt - budgeting issues:

  • reducing your debts
  • improving and maintaining good credit
  • building a family budget

It guides you through the credit-debt-budget process with reference links to our credit center for more information.

The map references our site at: www.SayGoodCredit.com

File Type: pdf

 

Credit - Debt Map for Good Credit

Debt Consolidation Sheet

Use this handy form to run a debt consolidation plan for all your related debts. The sheet lists by loan type the amount to be consolidated (if any), account number, interest rate, and loan balance. You can use this sheet whenever you are in discussions of consolidating your debts.

Use the loan amortization worksheet below to calculate your debt consolidation amount and repayment terms

The scoring page references our site at: www.SayGoodCredit.com

File Type: pdf

 

Debt Consolidation Sheet

Credit Card Listing Sheet

This forms allows you to list your credit cards outstanding debt with the applicable interest rate terms. The forms provide credit card reduction tips along the right side that references information from our credit center on how you can best payoff and reduce your credit card debt.

The scoring page references our site at: www.SayGoodCredit.com

File Type: pdf

 

Debt Consolidation Sheet

Loan Listing Sheet

This forms allows you to list your personal loans with outstanding debt and applicable interest rate. The forms provide debt reduction tips along the right side that references information from our credit center on how you can best payoff and reduce your personal loan debt.

The scoring page references our site at: www.SayGoodCredit.com

File Type: pdf

 

Debt Consolidation Sheet

Debt-to-Income Ratio

A handy form where you can calculate your debt-to-income ratio. Lenders use the debt ratio to determine your credit worthiness. The lower the ratio the better the chance of getting approved for a loan at lower than market rates.

The form has a summary review of debt ratios and how they are viewed by debt specialists.

The scoring page references our site at: www.SayGoodCredit.com

File Type: pdf

 

Debt Consolidation Sheet

Loan Calculators Spreadsheet

Have this loan calculators handy anytime you want to calculate monthly payments, compare two or more loans, estimate your debt payoff options, understand your debt ratio, plus run amortization figures. There are 12 nifty calculators all indexed on an excel spreadsheet that you can download FREE to your desktop.

File Type: excel worksheet

 

Loan Calculators

Loan Amortization Worksheet

How much is your monthly loan payment? How much of your monthly payment pays down the principal and how much of it pays the interest? If you paid an extra $50 per month, how fast can you payoff your loan?

These questions and others can be easily answered with our loan amortization worksheet. It is a simple Excel worksheet with all of the calculations needed to answer payment and payoff amounts. Simply enter your numbers and have it automatically calculate your payoff position.

File Type: excel worksheet

 

Loan Amortization Worksheet